P
PayProof.ai Local-First
Cedar IAM:

DEMO-B-BANK-CHANGE

AWAITING CALLBACK

Vendor: Global Steel Inc (VEND-STEEL-002) • Invoice Ref: INV-STEEL-301 • Rule Version: 2026-09-19.1

Export Dossier (JSON)
Disbursement Amount

USD 85,000.00

Associated PO
PO-2026-4402 (USD 85,000.00)
Vendor Phone / Contact
+1-312-555-0144 (Robert Vance (Finance VP))
Audit Trail Chain
3 Events Tamper-Verified

Decision Outcome: INDEPENDENT_VENDOR_VERIFICATION_REQUIRED

Evaluated 18:13:12 UTC
BENEFICIARY_CHANGE_UNVERIFIED

Mandatory Controls Checklist:

  • Conduct out-of-band phone callback using verified contact number from vendor master
  • Do NOT use any phone number provided in the incoming email or invoice
  • Record callback verification in PayProof before releasing payment

NVIDIA Nemotron AI Semantic Analysis

Model: nvidia/nemotron-3-ultra-550b-a55b • Bounded Semantic Layer

Confidence: DETERMINISTIC
Executive Decision Brief:

Automated verification flagged 2 critical discrepancies. Primary risk: New/Unverified Beneficiary Account in Email. Please review findings before approval. (NVIDIA NIM API key not configured; running in deterministic mode).

Payment Change Request YES (Bank Change Claimed)
Claimed Urgency / Pressure NORMAL
Claimed Prior Approver None Claimed

Deterministic Rule Verification Findings

6 checks evaluated
Status Rule ID Severity Finding Title Explanation & Provenance
FAIL BENEFICIARY_001_NEW_ACCOUNT CRITICAL New/Unverified Beneficiary Account in Email

Account ending in '*ount' specified in Email does NOT match any verified baseline account for vendor 'Global Steel Inc'. Known accounts end in: *7788.
PASS DOMAIN_001_UNRECOGNIZED_SENDER low Sender Domain Recognized

Sender domain 'globalsteel.com' is in trusted domains list for 'Global Steel Inc'.
PASS INVOICE_001_DUPLICATE low Invoice Reference Unique

Invoice reference 'INV-STEEL-301' does not match any previously paid invoices in vendor history.
PASS PO_001_MISMATCH low Purchase Order Match: PO-2026-4402

Invoice amount (USD 85000.00) is within approved PO limit (USD 85000.00).
PASS AMOUNT_001_OUTLIER low Payment Amount Consistent with History

Amount (USD 85000.00) is within normal variance of historical payments (median: USD 82500.00).
FAIL EVIDENCE_002_MISSING_VERIFICATION HIGH Independent Vendor Callback Verification Missing

Beneficiary bank account changed to '*ount'. Policy mandates an independent out-of-band phone verification using the trusted vendor contact (Robert Vance (Finance VP) at +1-312-555-0144) before funds may be released.

Evidence Dossier Files

1 files

banking_change_notification.eml

SHA256: 1d389fe8e4b484e2...

EMAIL_EML

Click to upload Invoice PDF, Email EML, or PO/Vendor CSV

Max 15MB • Hashes calculated automatically

Reviewer Controls Workbench

Cedar Enforced
Record Out-of-Band Callback
Approver Override Payment Hold

Requires Approver role and documented business rationale for audit trail.

Tamper-Evident Audit Event Trail

Cryptographic SHA256 Hash Chain Valid
CASE_CREATED Analyst by analyst

Hash: 7e2ad268310d12b7486ea75b... • Prev: 657ccf8edefa...

2026-09-19 18:13:12 UTC
EVIDENCE_INGESTED Analyst by analyst

Hash: 07cca70a7273b04886c43627... • Prev: 7e2ad268310d...

2026-09-19 18:13:12 UTC
ANALYSIS_COMPLETED Analyst by analyst

Hash: 5e3bcc22d3a20dc8ab2c7344... • Prev: 07cca70a7273...

2026-09-19 18:13:12 UTC